adelanteThese terms are the agreement between you and SoloJade LLC, a New York limited liability company ("we"), for using Adelante. By using Adelante, with or without an account, you agree to them.
What Adelante is
Adelante helps you forecast your cash flow from the balances, recurring items and transactions you enter. It's a planning tool, not financial advice. Its forecasts are only as accurate as what you enter, and real banks, bills and paychecks don't always follow the plan. Check important numbers with your bank before relying on them.
Your account
- Give a real email address you can receive mail at, and keep your password to yourself. You're responsible for what happens in your account.
- One person per account. You must be at least 18 years old to use Adelante.
- In the phone apps you can also use Adelante without an account. Your budget then stays only on that device, and we can't recover it if the device is lost or the app is removed.
Your data
What you enter stays yours. You let us store and process it only to run Adelante for you, as described in the Privacy Policy. You can download or delete it at any time in Settings.
Connecting an AI assistant
On Plus and Pro you may connect an AI assistant of your choice (how it works). You decide which one, whether it may only read or may also make changes, and you can disconnect it any time in Settings. Before connecting you confirm that you understand the risks: the AI company receives the parts of your budget the assistant reads and may keep them under its own privacy terms; its answers can be wrong and aren't financial advice; and with changes allowed, what it adds, changes or deletes in your budget is real. What it does with your budget once it has it is governed by that company's terms, not ours, and we aren't responsible for its answers or for decisions you make based on them. You're responsible for changes you allow it to make; it can undo its last one. Connections stop working while you don't have Plus or Pro.
Fair use
Don't use Adelante to break the law, don't try to get into other people's accounts or disrupt the service, and don't use automated tools to overload it.
Free, Plus and Pro plans
Adelante's free plan, in the iPhone, iPad and Android apps, includes forecasting, scenario planning, Insights and offline sync for up to 2 accounts, 12 months ahead, and shows ads after the first days. Adelante Plus removes ads and adds unlimited accounts, unlimited look-ahead, low-balance alerts, CSV export, Adelante on the web, and connecting an AI assistant. Adelante Pro includes everything in Plus, and adds receipt photos. Plus connects up to 2 bank logins and Pro up to 10; a free trial of either connects 1. Downloading all your data is free on every plan.
If your paid plan ends, you keep everything you entered; you just can't add accounts past the free limit or use Adelante on the web, the free plan's ads come back in the phone apps, AI connections stop working until you renew, and bank sync pauses (see "Bank connections").
Plus and Pro: prices, trial, renewal, cancelling and refunds
- Prices: Plus is $2.99 a month or $29.99 a year; Pro is $4.99 a month or $49.99 a year, in US dollars. Outside the US, the App Store and Google Play set the price in your currency as their local equivalent, with any taxes they add. You always see the price before you buy.
- Where you buy it: in the iPhone and iPad app through Apple's App Store, and in the Android app through Google Play, or on the web through Stripe. The App Store's and Google Play's own terms also apply to purchases made there. A plan you bought works on every device you sign in on, and on the web.
- Free trial: new subscribers get Plus or Pro free for 1 week, once per person, on their first subscription only (Apple and Google also decide who can have a trial). When the week ends, the plan you picked starts and you're charged, unless you cancel before the trial ends.
- Automatic renewal: your plan renews automatically at the end of each month or year, and you're charged again, until you cancel. If the price ever changes, we'll tell you before it applies to you, and the store may ask you to agree to it.
- How to cancel: bought on an iPhone or iPad: Settings → your name (Apple Account) → Subscriptions (at least 24 hours before the period ends, or it may renew once more). Bought on Android: Google Play → Payments & subscriptions → Subscriptions. Bought on the web: in Adelante on the web, Settings → your plan → Manage subscription, which opens Stripe’s billing page. Cancelling stops the next renewal; you keep your plan until the end of the period you've paid for. Deleting your Adelante account ends a plan bought on the web right away, but doesn't cancel a subscription bought through the App Store or Google Play: cancel it there too.
- Refunds: purchases through the App Store or Google Play are refunded by Apple or Google under their own refund policies, so ask them (Apple: reportaproblem.apple.com; Google Play: your order history in Google Play). For a plan bought on the web, write to us if you think you were charged by mistake. Where the law where you live gives you a right to cancel or to a refund, you have it. A plan you cancel stays active until the end of the period you paid for.
Bank connections
On Plus and Pro you can connect US bank and card accounts through Plaid, our bank data provider. By connecting, you authorize Adelante and Plaid to read the accounts you choose (their names, type and last four digits, their balances and their transactions) to show them in your forecast, as described in the Privacy Policy; Plaid's own handling of your data is covered by the Plaid End User Privacy Policy. Before a bank is connected, we confirm it's you with two-step sign-in or a code sent to your email. Adelante never moves money, makes payments or sees your bank password. Which banks work, and how quickly transactions arrive, depends on the banks and on Plaid; pending amounts can change when they clear. You can disconnect any time in Settings → Bank sync, and choose whether what was added stays in your budget. If your plan ends, bank sync pauses and the connections are removed 14 days later unless you renew.
Availability
We work to keep Adelante running and your data safe, with nightly backups, but we can't promise it will always be available or free of mistakes. Adelante works offline and syncs when you reconnect; keep your devices up to date for the best results.
Ending things
You can delete your account whenever you like. We may suspend or close accounts that break these terms. If we ever shut Adelante down, we'll give you notice and time to download your data.
Disclaimers and liability
Adelante is provided "as is". To the extent the law allows, we aren't liable for indirect or consequential losses, including decisions made based on a forecast, and our total liability is limited to the amount you paid us in the last 12 months, or $50 if that is more. Nothing here limits rights you have under the law that can't be limited.
Changes and law
We may update these terms; if a change matters, we'll tell you in the app first. These terms are governed by the laws of the State of New York, USA.
Contact
Adelante (adelantemoney.com) is made by SoloJade LLC. Questions: [email protected].